Sr. Sales Executive-AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Marketing Branches Operations
Kotak Mahindra BankSr.Sales Excecutive-Tractors and Farm Equipments (TFE)-Marketing Branches Operations
JOB DESCRIPTION
Job Role:
• Enhancement of Deposit pool from Customers
• Establishing standards and delivery of service
• Sale of non-deposit products. Cross selling targets progressively
• Sale of MF and Insurance products
• Fee Income
• Branch Administration
• Regulatory Compliance
• Manage productivity and overall morale of branch team members
• Overall responsible for break-even and P&L of branch
Job Requirements:
• Overall 6yrs of Banking experience; out of which 3-4yrs in Retail Liabilities
• Must have had Sales experience and exposure, preferably of Liabilities products
• Qualifications- MBA / CA/ CAIB
• Good Leadership skills (though more tactical than strategic)
• Thinker: Doer – 40:60
• In-depth understanding of financial instruments, markets and macro micro economic processes
• Ability to carry along all the units involved in the customer service cycle to ensure customer “DELIGHT”
• Liaising with product management team, marketing and other centers & verticals for new product development, service enhancements and sales initiatives.
Responsibilities
Enhance the deposit pool from customers through acquisition and retention strategies Drive sales of non-deposit products including Mutual Funds, Insurance, and other cross-sell offerings Generate fee income and contribute to branch profitability Ensure high-quality customer service and establish service delivery standards Oversee branch administration and ensure regulatory compliance Manage productivity and morale of branch team members Take ownership of branch break-even and P&L performance Liaise with product management, marketing, and other verticals for service enhancements and sales initiatives Coordinate across all customer service units to ensure consistent customer satisfaction